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International Transfer Readiness Planner

Sending money abroad for the first time — or preparing a larger transfer than usual? This free simulator shows you realistic fee estimates, how long your transfer will actually take, and exactly which documents your bank will ask for before they release the funds.

Best for: expats & diaspora senders Property purchases abroad Family & inheritance transfers Finance students 20+ corridors

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For guidance only — not legal or financial advice Figures are industry averages from public sources and may not match your exact provider or corridor. Think of this as a preparation checklist, not a guarantee. For large or complex transfers, always confirm requirements directly with your bank or a licensed financial adviser.

Origin country United States United Kingdom European Union (EUR) UAE (Dubai) Singapore Switzerland Hong Kong Australia Japan

Destination country United States United Kingdom European Union (EUR) UAE (Dubai) Singapore Switzerland Hong Kong India Nigeria Philippines Australia Japan

Origin and destination cannot be the same country. Please select different countries.

Transfer amount (USD)

Minimum amount is $1,000. Please enter a valid figure.

Asset / wealth type Liquid cash / bank deposit Fine art / collectibles Intellectual property (royalties, patents) NFT as digital certificate (provenance)

Appraised value — art / IP only (USD)

Entity type Individual / personal transfer Business / registered entity

Transfer urgency Standard (3–5 business days) Fast (1–2 business days) Urgent (same day / next day)

I understand this is a preparation guide using industry averages, not personalised financial or legal advice. I'll confirm exact requirements with my bank before sending.

Please acknowledge the disclaimer above to generate a report.

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Know before you send

Choose your countries, enter the amount you need to send, and select the asset type. Tick the disclaimer, then hit Generate Readiness Report — you'll get a fee comparison across four transfer methods, a realistic time estimate, and a document checklist you can start preparing today.

Fee and timing data derived from public sources: World Bank Remittance Prices Worldwide, SWIFT gpi benchmarks, Wise published fee schedules. Compliance thresholds based on FATF country-level guidance and publicly available central bank regulations. All figures are illustrative industry averages as of Q1 2025 — your actual costs and timelines will depend on your specific bank, transfer size, and relationship. No real-time data API is used. This tool is a preparation guide, not a substitute for advice from your bank or a licensed financial professional.